Insurance Claims

Capital Auto Glass is an insurance-approved vendor, working closely with all major insurance companies. We make the claims process simple and stress-free — just give us your insurance information and we handle the rest.

Important: By law, you have the right to select any shop to service your vehicle. You are not required to use an insurer’s preferred vendor. Choose the shop you trust.

How to File a Claim

There are three easy ways to get your glass claim started:

Understanding Your Coverage

Auto glass damage is typically covered under comprehensive insurance (not collision), which generally has a lower deductible. Here’s what to expect:

• Windshield Repair: Most insurance companies waive your deductible entirely when the windshield can be repaired instead of replaced.
• Windshield Replacement: You pay your deductible; insurance covers the remainder. In many cases, Capital Auto Glass can partially or completely waive your deductible, depending on the glass, deductible amount, and your insurance company.
• Check with your agent — many policies cover glass with a $0 deductible under comprehensive coverage.

Why Choose Capital Auto Glass for Your Claim?

• Approved insurance provider — we work with all major carriers
• Same fast, certified service whether you use insurance or pay out-of-pocket
• Same-day and mobile service available throughout Sacramento and 9 surrounding counties
• Lifetime workmanship warranty on every installation
• Specialists in high-end and luxury vehicles (BMW, Mercedes, Bentley, and more)
• ADAS recalibration services available after windshield replacement